◉ Comparison · As of 2026-05

GetHaulDirect
vs HaulPay.

HaulPay is a factoring + payment platform for carriers — they advance the carrier's invoice and collect from the broker / shipper, charging a factoring fee on the advance.

GetHaulDirect

Flat 5% direct freight marketplace

Pricing model: Flat 5% per load — billed via Stripe escrow
Authority: MC-123033, USDOT 3176886, BMC-84 bond active
Carrier vetting: FMCSA SAFER + Sumsub KYC + insurance on file
Onboarding: 5 min self-service, no card required
Payout to carrier: Stripe ACH, 2 business days

HaulPay

1.5–5% per advanced invoice · separate broker margin still applies

Pricing model: 1.5–3% per invoice (recourse) or 3–5% (non-recourse). Not a marketplace — it's a working-capital product layered on top of whatever broker posted the load.
Best for: Carriers with cash-flow gaps between delivery and payment who want next-day funding instead of 30–60-day broker terms.

◉ Where HaulPay wins

Credit where it's due

Solves a real carrier pain point — cash flow between delivery and broker payment.
Plug-and-play with carriers' existing broker relationships; no migration cost.
Strong in factoring product depth and credit-line ramp for growing fleets.

◉ Where we differ

What our model fixes

HaulPay isn't a broker — it's working capital. The broker on the other end of the load still takes 13–25% margin, and the HaulPay factoring fee comes on top.
GetHaulDirect carriers get paid via Stripe Connect ACH ~2 business days after POD upload, no factoring fee. For lanes where the carrier doesn't need next-day funding, that's structurally cheaper.
GetHaulDirect IS the broker (MC-123033) and the payment rails — HaulPay sits between two parties that don't talk to each other.

◉ Takeaway

HaulPay solves a cash-flow problem for carriers stuck with slow-pay brokers. GetHaulDirect solves the same problem differently — pay carriers fast directly, with no factoring layer needed.

Try GetHaulDirect — post a load →Calculate the savings

◉ FAQ — GetHaulDirect vs HaulPay

Frequently asked

+What is HaulPay?

HaulPay is a factoring service for carriers — they advance the carrier's invoice (typically next-day funding) and collect from the broker / shipper later, charging 1.5–3% recourse or 3–5% non-recourse on the advance. It's a working-capital product, not a marketplace.

+Do GetHaulDirect carriers need factoring?

Usually not. Carrier payouts run via Stripe Connect ACH ~2 business days after POD upload — comparable to factoring's next-day timeline without the 1.5–5% deduction. For carriers running steady GetHaulDirect freight, the factoring fee becomes pure overhead.

+Can carriers use HaulPay on GetHaulDirect loads?

Technically possible (carrier could factor the receivable from GetHaulDirect), but the timing closeness means there's little working-capital benefit and the factoring fee directly reduces revenue. Most carriers just take the Stripe ACH payout direct.